Equities First And Trends In Lending

Credit is important when building a life or a business. We all know the old saying that it takes money to make money. In recent years, banks and other institutions have tightened their requirements for loans.


Because of this, many individuals and businesses have found that they have trouble borrowing. They have been seeking non-traditional solutions. Although options such as stock-based loans are less well-known, they are becoming more popular.


 Equities First is a global leader in lending. This company has a great reputation. It is known, among other things, for providing alternative loan solutions for borrowers. One specialty of theirs is equities lending.


Equities lending is not that difficult to understand. In this type of lending, stocks are used as collateral for a loan. This type of loan generally has a better loan-to-value ratio than a margin loan.


Stock-based loans also offer a fixed interest rate. Variable rates can cause real problems for borrowers, as payments amounts can increase so much that they become unaffordable. These variable rates are part of what caused so much trouble during the Great Recession of 2008.


Equities First deals mostly with high net-worth individuals, in addition to businesses. This company is committed to helping its clients meet their goals, whether those are personal or professional.


Founded in 2002, Equities First brings years of experience to the table. This company is well-established, and has completed over $1 billion in transactions. Founder and CEO Al Christy, Jr., takes ethics seriously. He has woven a culture of integrity into the fabric of the company.


Based in Switzerland, Equities First maintains offices around the world. Locations can be found in the UK, Hong Kong, the US, and other countries.


For more please visit http://www.equitiesfirst.com/